Personal finance is the management of an individual's financial resources, including budgeting, saving, investing, and planning for future expenses. This field encompasses a wide range of topics, such as budgeting, retirement planning, managing debt, investing, insurance, and taxes. Personal finance aims to help individuals make informed decisions about their money in order to achieve their financial goals and increase their financial well-being. This research area involves studying various financial concepts, principles, and strategies to help individuals make smart financial decisions and secure their financial future.